As a financial cooperative, Alabama Farm Credit is governed by a local board of directors and owned by borrowers just like you. Our success is your success and, as such, we will have your best interests in mind.

Because we are a cooperative, we provide value for membership by returning earnings in the form of a cash patronage to customers based on annual earnings. The more creditworthy our customers are, the better Alabama Farm Credit will perform. And that means a greater return for members.

Alabama Farm Credit employees are experts in rural financing. We understand the varying operations unique to poultry, cattle, row crop and timber farms. We know how important it is to have the precise type of equipment, machinery, feed, seed and fertilizer to make the best product possible. Our co-op hopes to serve as your family’s full-service, agriculture lender.